Month: January 2015

The start of the year is a great time for all investors to consider whether their current investment mix is still suitable – after reviewing their circumstances and any changes that may be needed for future planning. Investors sometimes retain portfolios they haven’t reviewed for a number of years. Yes, decisions were appropriate when first put in place. But perhaps personal situations have changed. For instance, an inheritance may have been received, which could have an impact on retirement planning. Perhaps a relationship break-up has significantly reduced overall assets. Or maybe the world economic outlook has led to better opportunities. […]

Like Canada, New Zealand did not suffer the severe recession that hit Great Britain and America. This was due to strict banking and lending standards that both countries have. This regulatory environment meant that the subprime loan market, which caused the recession, didn’t affect them, since these nations have practically no subprime market to begin with. When you’re not making risky loans, the effect from an economic slowdown are not as severe other than in trade with countries who endured it.